Time Card Atlas

Why overtime is not always 1.5× your hourly wage

Overtime is one and a half times the regular rate. For many people that equals their hourly wage — but bonuses, differentials and commissions raise it, and payroll systems routinely miss that.

The regular rate is a calculation, not a number on your contract

The regular rate is your total pay for the workweek divided by the total hours worked, excluding a defined list of items. If your only pay is an hourly wage, the result is that wage and nothing changes. As soon as anything else is added, the two diverge.

What must be included

What may be excluded

A worked example

Someone earns $20 an hour and works 45 hours. They also receive a $100 production bonus for that week.

A system that ignores the bonus pays 5 hours at $30 instead, giving $950 plus the $100 bonus = $1,050. The shortfall is small per week and entirely systematic — it recurs every week a bonus is paid, for every employee who worked overtime.

Bonuses paid later

A quarterly or annual non-discretionary bonus still has to be apportioned back across the weeks it covers, and additional overtime paid for any of those weeks that contained overtime hours. This retroactive recalculation is commonly skipped, and it is a frequent finding in wage investigations.

If you are salaried and non-exempt

The regular rate is the salary divided by the hours it is intended to cover. If a $800 weekly salary is meant to cover 40 hours, the regular rate is $20 and overtime beyond 40 is paid on top at $30 an hour.

Watch for a salary described as covering "all hours worked". Under that arrangement the regular rate falls as hours rise, and the overtime owed is only the extra half-time. It is lawful in specific circumstances and frequently applied where those circumstances do not exist.

Two rates in one week

If you work at different rates — say $18 in one role and $22 in another — the regular rate is the weighted average across the week, and overtime is based on that average. Paying overtime at whichever rate you happened to be working in hour 41 is not correct.

How this tool handles it

The timesheet calculator takes a single hourly rate and treats it as the regular rate. That is correct when your pay is only an hourly wage.

If you also receive a non-discretionary bonus, a shift differential or commission, work out the regular rate first using the method above, then enter that figure as the rate. The hours split will be right either way; only the money depends on it.

Related

References